Building your business and personal risk management are the two key things that Rich has done for his clients for 38 years. Rich started his career with MetLife in 1984 as a general agent and then was promoted to Branch Manger in 1987 where his territories covered agents in North Dakota, South Dakota and western Minnesota. Rich has earned various awards for service to his clients and management leadership.Rich graduated from the University of South Dakota with a math/education degree. He has earned the professional designation of Life Underwriters Training Council Fellow. In October of 2003, Rich started the branch of ING/VOYA which is currently Cetera Advisor Network. Rich is licensed in 18 states and is a Registered Representative.